Medicare
Medicare

Original Medicare, also known as Parts A and B, provide coverage for inpatient and outpatient services. While Original Medicare does provide a good amount of coverage for these services, it does not cover everything.

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Medicare Eligibility

Medicare Enrollment

Choosing a Medicare Plan

Medicare Part A

Medicare Part B

Special Enrollment Period

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Medicare Advantage
Medicare Advantage

Medicare provides affordable health coverage for senior citizens and individuals with amyotrophic lateral sclerosis or End-Stage Renal Disease. Original Medicare is the standard plan offered through government funds and consists of Part A hospital insurance and Part B medical insurance.

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PPO Plans

HMO Plans

D-SNP

C-SNP

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Prescriptions

Prescriptions - Part D

Although Original Medicare will cover healthcare services like hospital treatment and medical care, it does not include coverage for prescription medications. If you need a policy to help pay for your prescription drugs, you will need to purchase Part D coverage.

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Medicare Supplements
Medicare Supplements

Original Medicare provides senior citizens and persons with disabilities with health care coverage that makes healthcare services more affordable. Yet even with a Medicare policy, some people still incur high out-of-pocket healthcare costs.

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Medicare Supplement Comparison

What Are Medicare Supplements

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Life Insurance

Life Insurance

Life insurance is an investment you can make for your loved ones to protect them from financial burden. You can consider term life, universal life, or whole life, each of which has their benefits. For assistance in choosing the perfect policy, contact Proinsurance Hawaii.

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Health Insurance
- Employer Group Health
  Employer Group Health
  
  If you are employed, your employer may offer you access to a group health insurance plan. This type of insurance is purchased by the employer and the company’s employees are eligible to enroll in the plan.
  
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  Group Health
  
  Prepaid Health Care in Hawaii
  
  Who Qualifies for PHC?
  (Prepaid Health Care)
  
  Small Employer Group Health Plans
  
  Large Employer Group Health Plans
  
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- Individual Health Insurance in Hawaii
  
  Individual Health Insurance in Hawaii
  
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  Apply Now
  
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  - Apply Now
HR Outsourcing in Hawaii
Contact

Contact

Are you in need of advice or guidance in selecting the best health insurance product for yourself or your business? Don’t wait to find the answers you need. Contact Proinsurance Hawaii now to learn how we can help you find a policy that fits your unique needs!

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Blog

Blog

Proinsurance Hawaii employs a team of knowledgeable experts with extensive experience in the insurance field. Before you give us a call, browse our blog for answers to some of your basic insurance questions.

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Medicare Eligibility

Medicare is a government-backed health care program that is offered to senior citizens and individuals with certain disabilities.

If you are curious about whether you are eligible for Medicare benefits, this is what you need to know.

Original Medicare Eligibility

Original Medicare includes Part A and Part B of the Medicare program. Here is how you can determine if you are eligible for Original Medicare Benefits:

Part A

In most cases, you must be 65 or older to qualify for Medicare Part A coverage.

If you are claiming Part A entitlement based on a disability, your coverage cannot begin earlier than age 18.
You may also qualify for Part A coverage if you are entitled to monthly Social Security or Railroad Retirement board benefits and have collected those benefits for 24 months.

Many people are eligible for premium-free Medicare Part A benefits. To qualify for premium-free coverage, you must have a specified number of quarters of coverage (QCs). These QCs are earned through regular payment of payroll taxes under the Federal Insurance Contributions Act (FICA).

Part B

Part B eligibility varies based on whether an individual qualifies for premium-free Part A coverage or not. Although Part B enrollment can only happen at certain times, people eligible for premium-free Part A can enroll in Part B once they are entitled to Part A.

To qualify for Part B coverage, you must meet the following requirements:

Must be age 65 or older
Must be a current U.S. resident
Must hold U.S. citizenship or be an alien admitted for permanent residence who has lived in the U.S. for five consecutive years

We Are Here To Help

Medicare For Persons With Disabilities

If you are under the age of 65 and have been diagnosed with End-Stage Renal Disease, you will be eligible for Medicare benefits. End-Stage Renal Disease is defined as permanent kidney failure that requires dialysis or transplant.

You will also be eligible for Medicare benefits if you are diagnosed with Amyotrophic Lateral Sclerosis (ALS), also known as motor neuron disease and Lou Gehrig’s disease.

Contact Proinsurance Hawaii now! We will help you determine whether you or your loved one is eligible for Medicare benefits. We can also help you identify the best coverage options, allowing you to secure a happy and healthy future.